When to say yes to an annuity — and when to pass

Biggest retirement mistakes

One financial adviser has recommended that I buy an annuity, but another says I shouldn’t. How can I tell whose advice I should follow? –R.H.

It’s not uncommon for different financial advisers to have different takes on what investments make the most sense for your retirement portfolio. But I’ve found that diametrically opposed recommendations are especially common when it comes to annuities.

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