Do you really need stocks in retirement?

Biggest retirement mistakes

My husband and I are retired and living comfortably on income from Social Security, a pension and other sources. We own government bonds and have FDIC-insured deposits, but no stocks. A few financial advisers have suggested we invest in stocks, but we don’t want to take risks and lose sleep. Are we crazy to avoid stocks? — J.A., Arizona

Crazy? No, I don’t think you’re crazy for wanting to enjoy your post-career life without constant anxiety about fluctuating stocks prices or having to worry that Brexit or some other political or financial upheaval might send the market into a nosedive that could decimate the value of your nest egg and disrupt your retirement.

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