I’m in my early 20s and want to get a head start on financial success, but I don’t want to make mistakes that could prevent me from achieving my goal. What do you suggest? –K.T., North Carolina
My first suggestion is to lighten up a little. It’s smart to want to get off on the right foot in your financial life. But your 20s is also a time to have some fun, explore different paths and leave yourself open to serendipity. If you get too hung up about making a wrong move, you could miss out on satisfying and rewarding experiences. Besides, making and then rebounding from mistakes is an important way to learn and grow.