The easiest way to invest your retirement savings

target date retirement

I’ve been putting my retirement savings into a target-date fund but want to know whether that’s a good idea or if I should consider other investments. What do you think? –Robert K.

Target-date funds are one of the most popular choices among retirement savers. According to the Employee Benefit Research Institute’s latest report on 401(k) balances and investments, more than 70% of 401(k) plans offer such funds in their investment line-up and nearly half of participants in those plans invest in them.

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